Planning Ahead
Did you know you can plan ahead?
Alternatives is pleased to offer assistance and guidance for pre-planning your final arrangements.
We all have preferences as to how we would like to be buried or cremated. Pre-planning your final arrangements gives you the opportunity to attend to the details confidently, without any unnecessary pressure. Your family will know that the unique experience you create truly reflects the way you would like to be remembered.
When you pre-plan and pre-pay, your executor and survivors are relieved of the responsibility of planning, managing, and most of all, finding the funds to pay for your final arrangements at an already stressful time.
You can even pay for your final arrangements in advance at today’s prices. Your money is safe, secure and protected. By pre-paying your final arrangements now, you lock in the costs of services and merchandise and avoid future inflation, and you ensure your family isn’t paying out-of-pocket at the time of death.


Why Pre-plan?
Pre-planning provides a straightforward way to ease the financial and emotional burden for your loved ones. You get an opportunity to meet with one of Alternatives’ Advance Planning Representatives, and talk about your wishes at death in the open, comfortable and pressure-free environment of your own home. We come to you.
There can be over one hundred decisions to make very quickly after a family member dies, and the pressure at the time of death can make it very difficult to make sound decisions. Preparing a plan in advance saves family and friends from much of the urgent stress, and they won’t need to hastily second guess what you may have wanted.
Moreover, making plans for yourself now means you have time to fully explore the many unique and personalized options that Alternatives provides, and you can make informed and confident choices about how you would like your final wishes to be presented.
Guaranteed Costs
Alternatives is pleased to offer assistance and guidance for pre-planning your final arrangements.
When you pre-pay, you get the peace of mind that comes with knowing that the money needed for your final arrangements has been set aside. You can also feel good about providing such a responsible and caring gift for those you leave behind.
The price of death care services increases over the years due to inflation, just like anything else. When you pre-pay with Alternatives, you lock in today's price for funeral goods and services and merchandise we provide to be provided in the future, regardless of inflation.
At the time of a death, funeral homes require immediate payment, but death benefits can take months to receive. Pre-paying your final arrangements now ensures your family will not have to pay out of pocket themselves at this very difficult time. Your pre-payment ensures that funds are available the moment they are needed.
Our payment plans allow a one-time lump sum payment or flexible time payments over 1 to 20 years.
Your money is safe and secure with TruStage Life of Canada, our insurance underwriter. TruStage is rated as “Excellent” by the A.M. Best Company, the oldest, most experienced insurance rating agency in the world. Your pre-funded plan is also protected by Assuris, an organization endorsed by the federal government. Alternatives uses insurance to protect your pre-need funds as opposed to trust accounts. This ensures you have maximum flexibility and control over your money, and that your funds are available immediately upon the time of death.


Additional Options
When a death occurs away from home, whether on faraway travels or during a weekend getaway, returning a loved one home can be a costly and complex undertaking. Journey Home supports you with expert guidance and coverage of repatriation expenses if your death occurs more than 100 km from your home.
Settling an estate and managing all the documentation involved when a loved one passes can be stressful and time-consuming. Final Documents Service (FDS) is a comprehensive service you and your family can rely on. With just one call, an FDS associate will do a comprehensive analysis of more than 300 items (Government applications, pensions, memberships, etc.) and determine what paperwork needs to be completed.
We're here to answer any questions.
We would be pleased to meet with you to discuss the variety of options and services we offer, and provide you with detailed information and prices with no cost or obligation.